Special note to new subscribers: This is your weekly bonus newsletter for downloading "How to Make the IRS an Offer They Can't Refuse." Every week, I share classified intelligence from the Tax Underworld that could save your family from financial destruction. Welcome to the resistance.

Fellow survivors,

I need to start this week with an emergency bulletin that should terrify every federal employee reading this.

525,000 federal workers just received what I'm calling "career death notices."

And if you think this is just about government employees, you're dead wrong.

This is the IRS sending a message to ALL of us: Pay immediately, or face immediate destruction.

The intelligence I'm about to share reveals the most dangerous escalation in Tax Underworld history. The government is now hunting its own people—and if they'll destroy federal careers, no family is safe.

But first, let me introduce you to the newest villain stalking the halls of government buildings across America...

Here's what I'm dropping on your desk this week:

✅ Breaking intel: 525,000 federal employees just got career termination warnings—and why this targets YOU next

✅ The Badge Reaper exposed: Meet the Tax Underworld's newest villain who destroys security clearances and ends government careers

✅ Emergency protocols: Exactly what federal workers must do in the next 30 days to save their jobs

✅ The $129,000 truth bomb: Why I just talked myself out of $2,500 to protect a client from tax resolution sharks

✅ Entrepreneur confessions: How watching Jaws reminded me why honesty beats easy money every time

✅ Classified intelligence: Why the IRS is making federal employees the example for the rest of us

The Tax Underworld just declared war on the people who serve our country. If they'll destroy federal careers, imagine what they'll do to your family.

Let's dive into the intelligence...
—Carlos Samaniego, EA
The Tax Debt Detective™

Trending

BREAKING: IRS Sends Wake-Up Call to 525,000 Federal Employees

The government is now hunting its own workers

Fellow survivors, this is an emergency bulletin:

Federal employees are about to learn the hard way that the IRS doesn't play nice—even with their own.

Starting June 2025, over 525,000 federal employees and retirees received Notice LT36.

If you had unpaid taxes as of April 30, 2025, your name is already in the system.

And no, this isn't just another "please pay" letter you can shove in a drawer and forget about.

This is a career-ending warning.

Here's What's Happening Right Now:

Immediate Garnishments: The IRS can snatch 15% of your wages or pension before you see a dime. No appeals. No hand-holding.

Termination Risk: New federal guidance gives your agency the power to fire you for noncompliance. Imagine explaining to your spouse or kids that you lost your career because you didn't deal with your tax bill.

FERDI Crackdown: This is the Federal Employee/Retiree Delinquency Initiative—and it's not "business as usual." It's one of the most aggressive enforcement campaigns in IRS history, targeting federal employees first.

Think about that for a second:

The very government you work for is now hunting you down, and they have every weapon they need to destroy your paycheck, pension, and livelihood.

Why This Is Different from Regular IRS Collection

As The Tax Debt Detective™, I've seen thousands of collection cases. But FERDI is a different beast entirely.

Regular taxpayers get:

• Multiple notices over months

• Opportunities to negotiate

• Appeals processes

• Time to prepare

Federal employees get:

• 15% wage garnishment immediately

• Career termination threats

• Accelerated collection timeline

• No special protection despite government service

The Detective's Analysis: The IRS is making an example of federal employees to scare the rest of us into compliance.

If they'll destroy the careers of their own workers, what do you think they'll do to you?

Emergency Protocol for Federal Employees

If you've received LT36 (or suspect you will), listen carefully:

The choice is simple:

TAX UNDERWORLD CHRONICLES:
Meet The Badge Reaper

Most taxpayers think the worst thing the IRS can do is garnish wages or levy bank accounts.

They're wrong.

If you're a federal employee, contractor, or anyone holding a security clearance, there's a villain in the Tax Underworld far more dangerous than wage garnishments or bank levies.

Meet The Badge Reaper.

This bureaucratic assassin doesn't just take your money. It takes your career. Your clearance. Your livelihood. Your ability to serve your country.

And unlike private sector employees who have some protection, federal workers have zero defense against The Badge Reaper's attacks.

How The Badge Reaper Destroys Federal Careers

The Badge Reaper operates through a simple but devastating process:

Step 1: The Financial Flag
A tax lien files. A garnishment processes. Your credit report shows "financial irresponsibility."

Step 2: The Security Investigation
Your personnel security office receives the flag. An investigation opens automatically.

Step 3: The Badge Collection
Your clearance gets suspended. Your badge gets confiscated. You get escorted out like a criminal.

Step 4: The Career Termination
Federal agencies terminate employees who lose clearances. Defense contractors cancel contracts. Twenty-year careers die in thirty days.

The Badge Reaper collects another trophy.

Who The Badge Reaper Hunts

Federal Employees:

• Military personnel at all levels

• FBI, DEA, Border Patrol, and law enforcement

• Intelligence community workers

• Department of Defense civilians

• VA hospital staff with sensitive positions

• Any federal worker requiring security clearances

Defense Contractors:

• Aerospace engineers

• IT systems administrators

• Intelligence analysts

• Military support contractors

• Anyone working on classified projects

The Common Thread: Your livelihood depends on maintaining financial reliability standards that tax problems automatically violate.

Why The Badge Reaper Is So Dangerous

Private sector employees have legal protections. Employers can't fire you just for having tax debt - unless it directly affects your job performance or creates financial risks for the company.

Federal employees have no such protection.

Federal regulations REQUIRE clearance revocation for financial irresponsibility. There's no discretion. No appeals process for the underlying financial issues. The Badge Reaper simply points to the regulation and collects your badge.

Real Damage: Beyond the Paycheck

Carlos Samaniego is The Tax Debt Detective™, an Enrolled Agent who has rescued thousands of families from IRS and FTB collection actions. He's the author of "How to Make the IRS an Offer They Can't Refuse" and co-author with Dick Vitale of "Never Give Up!" If you're facing The Collector, emergency consultation is available at CallTaxEA.com.

Client Q&A
Two Critical Questions Federal Employees Ask About LT36 Letters

Question 1:

"I got an LT36 letter from the IRS—will this automatically kill my security clearance?"

The Detective’s Response:
Not automatically—but it’s the last warning shot before things get ugly.

• What it means: LT36 = IRS “Intent to Levy.” You’ve got 30 days before the Wage Garnishment Goblin™ or Bank Levy Vulture™ strike.

• Clearance impact: The letter itself doesn’t trigger an investigation, but garnishments, levies, and liens that follow absolutely do.

• Bottom line: Federal employees don’t get years to fix tax issues—you get 30 days max before The Badge Reaper™ gets involved.

Question 2:

"The LT36 says they’ll levy my wages in 30 days—can my federal agency fire me for wage garnishment?"

The Detective’s Response:
They usually can’t fire you just for garnishment, but they can fire you if it kills your clearance.

• Security clearance jobs: Garnishment = automatic investigation → clearance revoked → termination. Timeline? 48–72 hours from payroll notification.

• Financial responsibility jobs: Treasury, regulators, law enforcement, money-handling roles—same risk even without clearance.

• Critical timeline:

  • Day 1–30: Last chance to prevent levy

  • Day 31+: Levy hits

  • Day 32–90: Clearance suspension → likely termination

The Badge Reaper’s strategy: He doesn’t attack your performance record—he attacks your financial trustworthiness. Once payroll reports a garnishment, your badge is already in his sights.

⚡Takeaway: If you’re a federal employee and you’ve received an LT36, you have less than 30 days to stop it. Waiting until the levy executes is too late.

Got a question for The Tax Debt Detective™? Reply to this email or visit our website. Your question might save another family from the Tax Underworld.

Client Rescue Story:
The $129,000 Truth Bomb

Yesterday, my wife and I attended the 50th anniversary screening of Jaws at the Movie Theater. I remember seeing this movie as a kid, and it scared me back then, and scared the heck out of Liz. But today, I wanted to talk about a different type of Shark.

Last week I need to share a story that perfectly illustrates why most families get ripped off by this industry—and why I sometimes have to talk myself out of easy money to protect you from predators.

Last week, a woman I'll call "Sarah" called my office in tears.

She owed the IRS $129,000. The monthly payment they wanted? $2,740.

"Carlos," she said, "I've been quoted $2,500 by three different companies who all promised they could get this payment down to $500 or less. Should I hire you to negotiate a better deal?"

Here's where most companies would take her money and string her along for months...

But I'm not most companies.

You see, I have seen her financial records and, running my detective analysis, I discovered something that made my stomach turn:

• Monthly income: Substantial

• Home equity: $660,000

• The IRS calculation: Actually correct

The brutal truth? Those other companies were about to take Sarah's $2,500 and waste months chasing an impossible dream.

Here's what I told her (and why it cost me a sale):

"Sarah, I have to be honest with you. Based on your financials, the IRS is being fair. With your income and that much equity, their guidelines support the $2,740 payment. But they've offered you a compromise: pay $42,000 down and drop your monthly to $1,365."

She was quiet for a long moment.

"So you're saying those other companies can't help me?"

"I'm saying they'll gladly take your money and fight a battle that can't be won. The IRS doesn't care about credit card debt or lifestyle expenses above their allowances. With your equity and income, you don't qualify for hardship."

Then I did something that shocked her:

"My recommendation? Accept their offer or get a HELOC against that equity. Don't pay me or anyone else $2,500 to chase fantasies."

Two days later, she emailed me:

"Thank you Carlos for getting back to me in a timely manner. I appreciate your honesty. I will move forward in paying them a Lump Sum in order to reduce our liability."

I just talked myself out of $2,500.

The Detective's Finding: A good tax resolution specialist will sometimes talk you OUT of hiring them. A scammer will always find a way to take your money.

TAX UNDERWORLD CLASSIFIED EXTRACTION SPECIALIST FOR HIRE

Name: TaxDebtConsultant.com
Experience: 20+ Years in the IRS Trenches
Location: Nationwide (We go where the chaos is)

Services:

• Stop IRS collections cold

• Get you into Currently Not Collectible status

• Negotiate Offer in Compromise deals

• Block wage garnishments & bank levies

• Fight back with Collection Due Process hearings

You Need This If:

• The IRS won’t stop sending letters

• Your accountant says “there’s nothing more we can do”

• Penalties and interest are piling up

• You waited too long to play defense—now it’s time for offense

Contact:
🕶️ www.TaxDebtConsultant.com
💥 Free consult. No BS. Real solutions.

Tagline:
"Because every entrepreneur deserves a fighting chance."

ENTREPRENEUR LIFE
Choosing Truth Over Easy Money

Fellow entrepreneur, the Sarah story hits close to home because I've been on both sides of this equation.

As someone who built multiple businesses (EMT, tax preparer, network marketing, mortgage industry), I know the temptation to take easy money when it's offered.

But here's what my military family taught me:

My son Andrew chose to serve his country over easier career paths.
My daughter Bella endured 7 weeks of Coast Guard Swab Summer when she could have chosen comfort, and now playing Division 3 Volleyball for US Coast Guard.

Three generations of military service taught us: Integrity isn't just about doing the right thing when people are watching, it's about doing the right thing when it costs you money.

Sarah's case cost me $2,500 in immediate revenue.

But it reinforced something more valuable: My reputation as the detective who tells the truth, even when it hurts.

That's the difference between building a business and building a legacy.

Carlos Samaniego, EA

📰 TAX UNDERWORLD CLASSIFIED: Recent Intel

URGENT Intelligence from the Field:

• 525,000 federal employees under FERDI attack - Notice LT36 deployment complete • Appeals conferences accelerating - 30-45 days instead of 12 months
• Federal employee terminations beginning - Career-ending enforcement started •

The Detective's Analysis: The IRS is setting a standard for federal employees that others can follow. If they'll destroy government careers, no one is safe.

VIDEO OF THE WEEK

Federal workers fired by Trump administration speak out

Closing Thought

Fellow survivor, this week's intelligence reveals the most chilling truth I've uncovered in 20+ years as The Tax Debt Detective™:

The government is now cannibalizing its own workforce.

525,000 federal employees just learned their careers hang by a thread. One unpaid tax bill. One LT36 notice. One 30-day deadline. That's all it takes for The Badge Reaper to end decades of government service.

But here's the terrifying reality behind this FERDI crackdown:

Federal employees are just the testing ground.

Think about it: If the IRS will destroy the careers of FBI agents, military personnel, and intelligence officers—people who've dedicated their lives to serving this country—what mercy do you think they'll show your family?

This isn't just federal employee enforcement. This is a psychological warfare campaign designed to terrify the rest of us into immediate compliance.

The message is crystal clear: We don't care who you are, how long you've served, or what you've sacrificed for this country. Pay us, or we'll destroy your life.

Sarah almost wasted $2,500 on false promises because she listened to tax resolution sharks instead of seeking the truth.

Federal employees are losing their badges because they thought government service would protect them.

The Badge Reaper doesn't care about your years of service, your security clearance, or your dedication to country.

He only cares about collecting your career as a trophy.

The pattern is unmistakable: The Tax Underworld has declared total war on American families, and they're starting with the people who work for the very government that's attacking them.

If you're a federal employee who received LT36, you have days—not weeks—to save your career.

If you're anyone else, understand this: They just showed us exactly how ruthless they're willing to be.

The time for hoping this will "blow over" is finished. The time for action is now.

Get a Tax Triage today. The government just declared war on its own people—imagine what they'll do to you.

Stay sharp, and protect your family,

Carlos "The Tax Debt Detective™" Samaniego
Enrolled Agent, Military Dad, Federal Employee Defender

P.S. To every federal employee reading this: Your colleagues who tell you to ignore LT36 are about to lose their careers. Your badge, your clearance, your pension—everything you've worked for—is 30 days away from destruction. Don't let pride cost you your family's future. The Badge Reaper is already sharpening his scythe.

🕶️ TaxDebtConsultant.com
📞 909-570-1103
📅 CallTaxEA.com

P.S. If this helped you, forward it to someone who's still stuck in the maze. We’re building an army of the informed.

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